347-926-7327

This must be everyone's lucky day. I got a call, too, from some "lovely" people with accents. They gave me my: name, address, email, last 4 of my SS#, and the last 4 of my routing number. 'Stephanie' told me that I was going to be served "in my state" on Monday on behalf of the company they were representing. I was told that I "stole" money and that they had 2 returned items from my bank. I asked for the dates; wouldn't give them to me. I asked for the original amount; wouldn't give it to me. I asked for the original creditor; wouldn't give it to me. When I asked when I supposedly received this money; she wouldn't tell me. They did state that I put down JHCP (Johns Hopkins Community Physicians) as my employer and my paycheck as collateral (that's now how that works); never heard of them. I tell them that and they asked why I was lying. If I would just be honest. She says "You sound confused." So I asked to speak to the lawyer. And hey, this guy has an accent, too. He wouldn't tell me anything, either. Did say he would speak with arbitration and maybe if I settled in "good faith" for $1500 that they might drop the lawsuit. I told him to go ahead and file. I have an attorney (and a d*mn good one, too).

Honestly, if you are going to be sued, you will not be called. You will just be sued. And the paycheck as collateral? Ummm... Then the lender would take your paycheck.

Don't fall for this. Really. Any of the above info can be found on the internet. If you do receive a call, I suggest changing your passwords and make them very random. We change ours on financial-type pages every 30 days.